Custom tailored products for agents & carriers

custom products
creative strategies
for agents & carriers

Our strategy is to provide best-in-class products and solutions directly to agents. We have established long-standing carrier relationships and strategic partnerships to ensure that we address the market’s needs.

gap insurance

A supplemental plan that pairs with your major medical insurance. It is designed to fill the “gaps” in coverage by providing additional financial protection for individuals and their families. Learn more.

mvp & mec plans

Our custom proprietary coverage not only complies with the Minimum Valuable Plan (MVP) and Minimum Essential Coverage (MEC) requirements of the Affordable Care Act (ACA) but also offers enhanced benefits and features. Learn more.

accident

Provides coverage in case of an accident that causes injuries, disability, or death. It also pays for emergency transportation and hospital stays. Employees can choose this benefit voluntarily to complement other insurance plans.

critical Illness

Coverage for critical situations like cancer, heart attack, stroke, or organ transplant. Clients get a lump sum payment for medical expenses, non-medical costs, or income replacement during treatment.

cancer

Covers expenses related to a cancer illness such as deductibles, copays, and out-of-network treatments. Also supports non-medical expenses such as transportation, childcare, and household bills affected during treatment.

hospital indemnity

Helps offset out-of-pocket costs such as deductibles, copayments, and coinsurance. The amount of coverage and specific benefits will vary by the supplemental provider. Coverage details and limits may vary depending on the chosen plan.

dental

Provides coverage options such as preventive services (cleanings, X-rays, exams), basic procedures (fillings, extractions), and major treatments (root canals, crowns, bridges). Coverage details and limits may vary depending on the chosen plan.

vision

Provides coverage for routine eye exams, prescription eyewear (such as glasses and contact lenses). It aims to help individuals maintain good eye health, correct vision issues, and reduce the out-of-pocket costs associated with eye care services and eyewear.

short & long term disability

Provides temporary or extended financial support for individuals unable to work due to illness or injury, offering partial income replacement during the recovery period or steady income until retirement age if they cannot engage in their occupation.

group basic & voluntary life

Basic life component typically offers a company-paid benefit amount based on the employee’s salary. Voluntary life allows employees to purchase additional coverage at their expense. In the event of an employee’s death, the policy pays out a lump sum to the designated beneficiaries.

term life to 121

A long term life insurance policy that provides coverage until the insured reaches the age of 121.

In the unfortunate event of the insured’s passing, beneficiaries will receive a tax-free lump sum payout, offering families essential financial support.

portable term life

Customizable coverage for 10, 20, or 30 years, granting peace of mind and financial protection throughout your chosen term. This life insurance option enables insureds to retain their policy even if they change jobs or retire, ensuring uninterrupted coverage for their loved ones.

telemedicine

Enables patients to consult with doctors and other healthcare providers conveniently from their homes, eliminating the need for in-person visits.

identity theft

Offers coverage for expenses related to identity theft, providing vital support in recovering from financial losses and damages.